Financial Survival: Practical Ways to Save Money

by: Kristin Eckstein

Published by: Discover Books

Buy From Amazon.com

Reviewed by Caryn St. Clair

The overall theme of Eckstein’s book could easily be “learn to do without.” Throughout this 100-page well-organized book, readers will find various “survival tips” to stretch their money no matter what their income level. However, the repeating mantra of the book, and obviously the way readers will save the most money, is to learn to do without–or at least less expensive versions of luxuries people have come to think of as necessities.

Eckstein gives readers several examples of possible ways to save by downsizing or doing without in each section of the book. She hones in on this idea by repeating that what we actually need is a place to live, food, clothing and transportation. What level of each we indulge in is a personal choice. By choosing less expensive or even free options, readers can make their money go much further.

There is an extensive appendix listing resources for each chapter as well as possible budget sheets for readers to use. Both seem like they would be useful.
A good deal of what Eckstein has to say has been said before by other “tightwad” and financial self help book authors, but she does present some interesting ideas–like why readers should consider hosting Pampered Chef or Tupperware type parties.

One or two of the “facts” she presents under “credit cards” contradicts many other financial writers.

As a whole though, most readers will find something of use in Financial Survival: Practical Ways to Save Money.

Armchair Interviews says: If you have not read any other financial books, you will find things of interest.

Author’s Web site: http://www.FinancialSurvivalBook.com

From our armchair to yours...

Voted one of the 101 Best Websites For Writers in 2006, 2007, 2008 & 2009